Explaining Commercial and Personal Auto Insurance

The interior of a car.
Photo by Kipras Zabeliauskas from Pexels

Small businesses often take a different approach when it comes to transportation. It is common for employees to use their own cars while performing tasks for the small business that they work for. Amigo Insurance breaks down the differences between personal and commercial auto insurance that owners and employees should be aware of.

If you are wondering whether you should invest in personal or commercial auto insurance, you should first consider three things. For one, who is the vehicle registered to? If the vehicle is registered under your name, then personal auto insurance would be for the best. On the other hand, if the vehicle is registered to a business or if it is corporate owned, then it would be best to invest in commercial auto insurance.

The second thing that you should consider is who or what are you are transporting in your vehicle. If you are transporting other people, then neither personal or commercial auto insurance would really work. You would need to invest in special auto insurance for rideshare gigs. If you are transporting things related to your business, then commercial auto insurance would be for the best.

For more information, you may visit Personal vs. Commercial Auto Insurance.

Location: Chicago, IL, USA

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