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Showing posts from 2021

Driving in the Winter

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Photo by Alexandr Podvalny from Pexels Now that winter is about to start, you might be looking into some ways to prepare your vehicle for the cold temperatures to come. Amigo Insurance offers great advice that can help you. The first piece of advice that you should take into consideration has to do with your auto insurance. Since the roads are more dangerous in the winter, you should make sure that your auto insurance can provide you with coverage you feel comfortable with. In other words, take some time and look over your auto insurance plan before winter begins. To read the full article, you may visit prepare your vehicle for winter driving now .

Getting an SR-22

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Photo by Iván Rivero from Pexels While many people believe that driving is fun and freeing, it is important to remember that driving can be dangerous as well. Drivers need to make sure that they are paying attention to their surroundings while they are behind the wheel. Drivers, who are a danger to themselves and others, can end up getting an SR-22. Amigo Insurance breaks down information that can help drivers who have gotten an SR-22 for the first time. For starters, drivers should look into SR-22 information that is related to their state. Every state handles SR-22 laws a bit differently. In Illinois, drivers, who are considered high-risk drivers will most likely receive an SR-22. An SR-22 is not a special type of car insurance, as a lot of people tend to think. In fact, an SR-22 is a way for the state to make sure that a high-risk driver has active auto insurance for their own safety and for the safety of others. For more information, you may visit this is your first time getti...

Driving to Mexico

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Photo by Kaique Rocha from Pexels Planning a road trip takes a lot of work, especially if you are traveling somewhere far or if you will be on the road for a long time. If you plan on driving to Mexico any time soon, consider investing in insurance. Amigo Insurance explains how travel insurance can help you on your trip. Travel insurance can provide you with coverage if you find yourself in an accident while driving in Mexico. To get a quote from Amigo insurance you just need the dates you will be traveling, your driver’s license, your vehicle registration, and proof of your American insurance. For more information, you may visit driving to Mexico? Get auto coverage fast and easy!

Out of State Driving

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Photo by JESHOOTS.com from Pexels Are you planning to drive out of state soon? If you are, know that you are not alone. Many people drive out of state during this time because of the holidays that are coming up. Consider taking a look at Amigo Insurance ’s advice if you would like some tips to help you during your trip. Amigo Insurance starts off by emphasizing the importance of reviewing driving directions beforehand. Before heading out on your trip, make sure you take your time to get to know the roads you will be taking. Take a couple of days to familiarize yourself with the path you are going to travel during your trip. You can look up different kinds of information beforehand as well. For example, you can look up any speed limits that you are not sure of. You can also take a look to see if there is any construction that you will encounter. To read the full article, you may visit what you should know about out of state driving .

Do You Own a Motorcycle?

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Photo by Djordje Petrovic from Pexels If you own a motorcycle, you should seriously consider investing in motorcycle insurance. Having insurance can protect you and others on the road. Amigo Insurance brings up a couple of questions you can ask your agent. The following are two examples of the questions Amigo Insurance shares. How much can I afford to pay if my motorcycle is in an accident, damaged, or stolen? Does the insurance company have a good reputation for customer service? You should also feel free to ask any other questions that come to mind while you are talking with your agent. For more information, you may visit motorcycle insurance you can feel good about .

A Spare Tire

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Photo by Mike from Pexels If you are a car owner, there are probably a lot of things you worry about. One concern that a lot of drivers share has to do with spare tires. Are you debating whether or not you should carry around a spare tire in your car? Amigo Insurance discusses the idea of spare tires in more detail. Take a look. When talking about spare tires, it is important to understand that most cars used to come with spare tires. However, as the years passed by, fewer and fewer cars came with spare tires. Amigo Insurance explains how spare tires were left out of cars for the sake of fuel efficiency. In other words, most cars no longer have spare tires because the lack of spare tires allows for more room for storage and better fuel efficiency. After breaking down why spare tires were left out of cars, Amigo Insurance goes on to discuss whether or not spare tires are needed now. For more information on spare tires, you may visit should your car have a spare tire?

Personal and Commercial Auto Insurance

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Photo by JESHOOTS.com from Pexels There are differences between personal and commercial auto insurance. Personal auto insurance is typically associated with an individual. A driver can invest in personal auto insurance so they are well protected on the road, in case they ever get into an accident. Amigo Insurance explains how commercial auto insurance is more focused on businesses. A business can rely on commercial auto insurance for a variety of reasons. For instance, a business can rely on commercial insurance to cover their employees when they are driving for work-related reasons. For more information, you may visit personal vs. commercial auto insurance .

Insurance Plans

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Photo by Mikhail Nilov from Pexels Are you thinking about adding a person to your auto insurance plan? If you do want to add someone to your plan, you probably have a good reason for doing so. Amigo Insurance discusses when you should add others to your insurance plan. For starters, adding a driver to your plan should be simple. Typically, when someone wants to add a person to their insurance plan, they just need to contact their insurance company. The insurance company will ask for information regarding the new driver. When should you add another person to your plan? Amigo Insurance recommends adding those who will drive your car. If your spouse, family member, roommate, or another person will be driving your car, make sure to add them to your plan. To read the full article, you may visit when to include others in your insurance plan?

Before Driving to Mexico

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Photo by Ricardo Esquivel from Pexels If you are planning a road trip to Mexico, you should prepare for the trip ahead of time. Amigo Insurance brings up one thing that you will need for your road trip. Since you plan to drive in Mexico, you should make sure that your insurance will cover you in Mexico. Amigo Insurance recommends investing in insurance that can provide you with protection while you are driving around on your trip. An accident can happen anywhere. It is always better to have insurance that you can count on; especially, if you are in an unfamiliar location. To read the full article, you may visit the one thing you absolutely need before driving to mexico .

Buying a Car

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Photo by David McBee from Pexels Are you thinking about buying a car? Do you have enough money to pay for a new or used car? Most people rely on loans to buy a car. Amigo Insurance breaks down two main financing options. The following is one of the finance options. First, there is direct lending. Amigo Insurance explains how direct lending is exactly as it sounds. Simply put, let us say that you decide to take out a direct loan. A direct loan comes directly from your chosen finance company or lender. You can look around to see which lender would offer you the most money at a good interest rate. Then you can decide on the lender that you like best. The lender will lend you the money to buy your car and you just pay them back over time. For more information, you may visit what are your auto financing options?

Creating a Home Inventory

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Photo by Jean van der Meulen from Pexels Do you know how many things you have in your home? In case of a fire, or other unexpected accident, you can rely on your homeowner’s insurance, but how will you know what needs to be replaced? Amigo Insurance recommends making a home inventory to keep track of the things in your home. To create a home inventory, you should start off by going room by room. If you go room by room, the process seems less overwhelming, and the creation of the inventory becomes more manageable. As you through each room, make sure that you are writing down your items. Amigo Insurance also recommends having some sort of proof to prove that you really do own the items that you said you own. For proof, you can take pictures, record a video of the room, or keep receipts. To read the full blog, you may visit how to create a homeowners insurance inventory .

Prepping for a Road Trip

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Photo by Leah Kelley from Pexels Now that summer is finally here, more and more people are going to be looking for ways to enjoy the nice weather. If you are thinking about taking a road trip, you should make sure that you are prepared for your trip. Amigo Insurance shares a list of some prep work you should take care of before heading out on your trip. For starters, you should check on your car. If you are going to be taking a road trip, you need to make sure that your car is ready for the road. Amigo Insurance recommends checking on your tires. Take a couple of minutes to take a good look at the state of your tires. If your tires are not full, try adding some air. Simply making sure that your car tires are full can give your better gas mileage. You can also make sure that your tires have enough tread left. Tires that are too smooth are dangerous, especially when driving on expressways or during extreme weather conditions. If your tires are worn out, make sure to invest in some r...

Liability with Rideshare

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Photo by freestocks.org from Pexels If you work while driving for rideshare or gigshare, you should invest in some insurance made specifically for those kinds of jobs. You see, regular insurance might not cover you if you get into an accident while on the clock. Amigo Insurance discusses its ridesharing insurance. It is important to note that some rideshare companies like Uber and Lyft might offer insurance for their workers, but it is often not enough. Amigo Insurance explains how the insurance coverage, offered by a company, might only offer minimal coverage. If you would like a more extensive form of coverage or coverage that would help you the most in case of an accident, you should take a look at insurance plans made specifically for rideshare workers. To read the full article, you may visit protect your liability with rideshare and gigshare driver coverage .

Taking Care of Your Car

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Photo by Sleepi Alleyne from Pexels If you own a car, you probably know how important car maintenance is. The only problem with car maintenance is the fact that it takes a lot of money to keep up with. Amigo Insurance discusses how you can take care of your car yourself so you can save some money. At first, DIY car care can sound a bit intimidating. You might think that it is best to visit a mechanic so a professional can take a look at your car; however, there are plenty of things that you are capable of doing for your car. Amigo Insurance explains how mechanics usually charge a large amount of money because of manual labor. If you take care of your care yourself, you can save the money that mechanics would charge for manual labor. If you would like to care for your car, try not to jump into things right away. Amigo Insurance recommends looking at your car’s manual first. You can learn a lot of things related to how your car works, what is under the hood, and so on. Once you un...

Home Renovations

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Photo by KJ Styles on Unsplash Now that the cold weather has passed, the days are longer and more people are feeling energized by the warm weather. If you have been thinking about improving your home, but you have a strict budget to follow, take a look at Amigo Insurance ’s advice. When working on your home, it is always a good idea to have a clear idea of what you need to renovate. Amigo Insurance recommends taking a walk around your home to get a good idea of what needs fixing and what is fine as is. As you find things that need repairs, try writing them down on a list so you do not forget. Once you have walked around and looked at everything, take a look at your list and change the order. Prioritize the things that need to be fixed sooner rather than later and renovate those things first. To read the whole article, you may visit home renovations on a tight budget .

Switching Auto Insurance

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Photo by Julia Tsukurova on Unsplash There are many reasons why people decide to switch auto insurance companies. Some people are not satisfied with the customer service they receive from their current insurance company. Others are looking for lower rates. Regardless of the reason for switching, Amigo Insurance offers some great advice. The first tip is to review your policy regularly. Amigo Insurance breaks down how insurance policies are up for renewal every 6 to 12 months. Every policy varies, so make sure to take a close look at your policy to see when it renews. The more you get to know your policy, the better you can plan your switch. Sometimes, people avoid paying cancelation fees when they time their switch right. Amigo Insurance also recommends thinking about the reason you want to switch. If you are looking for cheaper insurance, keep in mind that cheaper does not always mean better. Cheaper insurance could be lacking some of the things you might need in the future. In...

Car Insurance Information

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Photo by Mike from Pexels Drivers should invest in some form of car insurance. A driver never knows when an unexpected accident can occur on the road, so they need to be prepared for anything. Amigo Insurance discusses what first-time car insurance buyers should be aware of. The most important thing that a driver should consider, when looking into car insurance, is what kind of insurance coverage they need. There is more than one kind of car insurance coverage available. A driver needs to think about their current situation and what they need from their insurance plan. Once a driver has a clear idea of what they need from their insurance plan, they can look for coverage that best fits their needs. To read the full article, you may visit what to know when buying car insurance for the first time .

Drunk Driving

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Photo by Burak K from Pexels Driving under the influence is a serious issue that affects the lives of many people. A person might not realize that they are feeling their drinks, after a bottle or two, but they could already be too under the influence to drive. Amigo Insurance discusses the dangers of drinking and driving that every driver should be aware of. A DUI is serious. Amigo Insurance explains how a DUI can lead to a suspended or lost driver’s license. The severity of a driver’s punishment usually depends on the amount of DUIs a driver has. If a driver has gotten their first DUI, they will usually lose their driver’s license between a period of six months to a whole year. A driver who has had multiple DUIs can lose their license forever. Other factors, such as where a driver was stopped, can also influence a driver’s punishment. In some cases, the legal punishment for receiving a DUI can vary depending on each state. For example, some states require that drunk drivers exp...

DIY Car Care

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Photo by Pixabay from Pexels Now that the warm weather is finally coming back, more and more people will want to take care of things that they have been putting off due to the cold temperatures. Those who have been meaning to do some car maintenance can now do so without freezing. Amigo Insurance offers some great tips for DIY car maintenance. You might be wondering, why should I try to maintain my car if I could simply take it to a professional? Well, Amigo Insurance explains how you can save some money by taking care of a couple of things yourself. You see, it can cost you a lot of money to see a professional every time your car needs some kind of maintenance. By learning how to do a couple of things yourself, you will get to know your car better and you can save money in the long run. To read the full article, you may visit DIY car care to save costs .

Homeowner Insurance Inventory

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Photo by Alexander Zvir from Pexels Many homeowners have insurance for their homes in case an unexpected event happens. For example, people tend to buy insurance that will help them in case someone breaks in or incase a fire occurs. For an insurance claim, a person needs to give their insurance agency an inventory list. Amigo Insurance discusses how homeowners can create a home inventory. It is best to create a home inventory before you actually need it. In other words, having a home inventory ready will help you avoid stress after an incident takes place. Amigo Insurance brings up how you can start to create an inventory while you are moving. When you are moving, you are more aware of your belonging because you are organizing them into a new home and into storage boxes. Amigo Insurance also recommends thinking about how you will make the list. Will you create a digital home inventory or will you create a hard copy inventory? Think about how you are and what you would prefer to ...

Protecting Your Business

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Photo by Ketut Subiyanto from Pexels If you are a business owner, you should consider investing in commercial insurance for your business. Why should you invest in commercial insurance? Amigo Insurance breaks down a couple of benefits to insuring your business. Not all commercial insurances are the same. Each insurance plan is different because every business needs different types of protection. Amigo Insurance shares a list of benefits related to general liability protection. The following are two examples from the list. Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury Contractual Liability extends to any liability you may assume by entering into a variety of contracts To read more information about commercial insurance, you may visit Amigo Insurance’s commercial insurance page .

Winter Driving

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Photo by Ruvim Miksanskiy from Pexels Driving in the winter can be dangerous. Not only do you have to look out for slippery roads, you also need to make sure your vehicle is well maintained, and you need to pay more attention to your surroundings. Amigo Insurance brings up some tips to help keep you safe as you drive during the winter months. One of the first things that you should do is make sure that your vehicle is ready for the winter. In other words, you can make a checklist of the things your car needs in order to function at its maximum protentional. Amigo Insurance shares a couple examples of ways you can prepare your car for the winter. You can test your car’s battery, check your car’s tire pressure, and more. Speaking of checklists, Amigo Insurance also brings up a checklist of things that you should check off before taking off in your vehicle. If you are traveling somewhere, you should share your location with a friend or family member in case you get stranded because...

Keep This in Mind Before Driving to Mexico

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Photo by Maizal Najmi from Pexels Road trips are amazing, aren’t they? The open road, the great views, and the memories you make along the way are all awesome reasons to go on a road trip. However, there is one thing that you need to take care of before going on your adventure. Amigo Insurance explains why you should invest in auto insurance that will cover you while you are in Mexico. If you think about it, you are only traveling to Mexico for a short period of time. You are driving to Mexico in a car that you bought in the United States; plus, you are using insurance that is valid in the United States. So, it makes sense that your Auto Insurance plan might not cover you in Mexico. Instead of being caught off guard on your trip, invest in insurance that will cover you in Mexico. To read the whole article, you may visit the one thing you absolutely need before driving to Mexico .

Buying Car Insurance

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Photo by Lisa Fotios from Pexels Are you currently looking for an insurance company to work with? Whether you are switching over from your parents’ insurance plan, or switching over from another company, research is important. Before choosing an insurance company or insurance plan, take a look at the great advice that Amigo Insurance has to offer. Amigo Insurance starts off by explaining how every state requires insurance, but not all insurance plans are the same. Every insurance plan offers a different amount of coverage. Plus, the insurance price also depends on several factors. For instance, where you live and whether you own a leased or paid off car will impact your insurance. There are many questions that you can ask the insurance companies that you are interested in. Amigo Insurance brings up three great questions that can get you started. For example, you can ask an insurance company what kind of insurance you are required to carry by law. The insurance company can tell y...